Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs from multiple lenders would better serve the borrowing needs of the community. Janet put her industry knowledge and experience to work founding her first mortgage company, Janet Marsh Associates. The company was sold in 1992 after achieving $40 million in annual mortgage originations. Janet now has over 30 years of experience as a mortgage finance specialist, managing the complex task of arranging financing for new and established residents and businesses in the Hudson Valley. Over the years, Janet has developed a proven system for guiding clients through the rigorous – and time-sensitive – process of data collection that's required for originating, processing, underwriting and closing mortgages. Janet is a licensed Mortgage Loan Originator through the National Mortgage Licensing System in the States of NY and Florida. Janet resides in Hudson, NY.